Run the Update Troubleshooter
Settings → Update & Security → Troubleshoot → Windows Update. This resets most common issues automatically.
Clear the update cache manually
Open an elevated Command Prompt:
net stop wuauserv
net stop cryptSvc
net stop bits
net stop msiserver
ren C:WindowsSoftwareDistribution SoftwareDistribution.old
ren C:WindowsSystem32catroot2 catroot2.old
net start wuauserv
net start cryptSvc
net start bits
net start msiserver
Then retry Windows Update.
Use the Media Creation Tool
Download directly from microsoft.com/en-us/software-download/windows10. Run "Update now" — it bypasses Windows Update entirely and installs the latest version directly.